Google launches Google Spreadsheets

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Google launches Google Spreadsheets

Tuesday, June 6, 2006

Google has launched an online spreadsheet site, in a private beta.

The site will allow spreadsheets to be shared between up to 10 users, which is aimed to be useful to teams and small businesses. “Many people already organise information into spreadsheets. Where they are struggling is to share it” said the product manager, Jonathan Rochelle.

Google recently bought the online word-processor Writely, launched a calendar product, as well as a desktop search tool. Many see this as them straying into Microsoft‘s markets.

Google Spreadsheets uses very advanced AJAX (Asynchronous Javascript And Xml) and Client Side Scripting to mimic very effectively it’s desktop counterparts’ functions.

It is surprisingly fast, has very good formatting and advanced formula support, but best of all it has complete support for Microsoft Excel .xls files, and very good collaboration: just enter the e-mail address and you can share easily.

Uk Buy To Let Investors Hit Hard By Cash Strapped Mortgage Lenders

Submitted by: Carlton Johnson

The number of mortgage products that are available to property buyers has decreased by almost 75% since April 2007. Lenders are making it increasingly more difficult for the first time investor to enter the buy to let market. In response to the credit crunch, banks appear to be hitting landlords the hardest.

HBOS, who is the owner of a number of lenders including the Bank of Scotland and the Halifax, to name just two, has recently taken steps to effectively price itself out of the buy to let market. The other big lenders seem set to follow suit and “shut up shop,” for all but the most risk free investments. They seem set to abandon the buy to let investor until the property market shows serious signs of turning around.

The rates that are being offered to UK buy to let landlords are becoming so unattractive that it is causing many to either seek a buyer for their portfolio or decide to hold and not consider buying any new property or refinancing their current portfolio until things get back to some form of stability.

It is as if the banks have got together and made a collective decision to price the first time landlord out of the buy to let market. They are doing this by asking for larger deposits and changing rates to be so high that it makes it almost impossible for the first timer to see the value or profit in investing.

What are investors currently doing to weather this storm?

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1. Many investors are now looking more seriously at buying overseas properties

2. Investors are holding onto their properties and not buying any more and not refinancing their current portfolio until the economic climate changes.

3. As an alternative to investing in buy to lets, investors are turning their hand to developing properties instead.

4. Investors are putting their money into other potentially lucrative investments; things such as becoming a venture capitalist are becoming very popular.

5. Property investors are now having to travel further than just their local area to find the right kind of properties at the right price. They are then trying to obtain the best mortgage rate they can and making a decision to sit things out until the market begins to move in a positive direction again. Then they will be able to refinance to a better rate and draw out some much needed cash from the equity.

Is there any good news?

For the experienced UK buy to let landlord who has a surplus of cash, there are some great bargains to be had. There is less competition at the moment, which means that those investors that have the cash and the knowledge to weather this storm are in a very strong position.

Home owners that have to sell their home are finding it difficult to sell. Hence, the opportunity for investors to pick up many BMV properties that previously they where finding it difficult to get their hands on.

At the moment surveyors don’t seem to have a grip on what the real current market value of property is and in certain situations this can open things up for the discerning investor to pick up a bargain.

Any property investor, including the first time investor, that is prepared to do double the work to find the bargain properties and then is prepared to live with perhaps a couple of years of higher mortgage rates, in a few years time when they refinance, will potentially see huge gains.

Although, many analysts are predicting the worst property crises for two decades, there are always those astute investors that seem to thrive in any sort of property market.

The question all investors, new or old, have to currently ask themselves, is do they see opportunity or just a black hole in the current buy to let market place. If all they can see is a black hole, then they will probably find making money from their investments virtually impossible in the current market conditions; however, if they see opportunity, they may end up being among the few property investors that thrive in these sorts of adverse investing conditions.

Lenders do seem to be abandoning the large majority of UK buy to let landlords; yet, what they are also doing, perhaps unintentionally, is separating the men from the boys, the strong from the weak, the experienced from the novices and the low risk investors from the gamblers.

About the Author: Carlton Johnson is a well respected author, investor and webmaster. To learn more about how to be a successful landlord in the UK visit the

UK Investment Property

website, for all the latest investment property tips and advice.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=253357&ca=Real+Estate

Early morning fire kills four New York group home residents

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Early morning fire kills four New York group home residents

Sunday, March 22, 2009

After an early morning fire began, four out of the nine people living at the Riverview Individual Residential Alternative group home located in Wells, New York were killed by the blaze. The Sunmount Developmental Disabilities Services Office, which supervises the home, told the media that the fire started at approximately 5:30 AM Eastern Daylight Time. Two staff members were at the home at the time, who safely evacuated four of the five survivors.

The names of the residents killed in the fire were not able to be released due to New York’s Mental Hygiene Law, but are able to be identified as two adult men, aged 32 and 52, and two adult women, aged 43 and 60. A 71-year-old male was injured in the fire, and was taken to a hospital in Utica, a nearby city. The other four residents have been relocated to an unnamed group home. Both staff members are also being examined at the hospital.

“On behalf of all New Yorkers, I wish to extend my heartfelt condolences to the families, loved ones and friends of the four victims and to continue to pray for the full recovery of those five people and two staff members who survived this incident. I also want to express my thanks and appreciation for the first responders and volunteers who worked swiftly and diligently to respond to this tragedy,” David Patterson, the governor of New York, said to the media.

The exact cause of the fire has yet to be determined. However, the New York Civil Liberties Union stated that “the blaze appears to have been an electrical fire and the sprinkler system was knocked out immediately.” They also called for “an immediate investigation into the causes of and contributing factors of the fire.”

The New York State Department of State Office of Fire Prevention and Control is currently investigating the causes of the blaze, with help from New York State Police Bureau of Criminal Investigation and the New York State Commission on Quality of Care and Advocacy for Persons with Disabilities.

Eurovision ’73 winner Anne Marie David discusses her four-decade career and the Contest, past and present

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Eurovision ’73 winner Anne Marie David discusses her four-decade career and the Contest, past and present

Monday, February 16, 2009

In the 1970s, she was one of the most popular female vocalists in France, and became well-known internationally. Anne Marie David, from Arles in the south of France, parlayed her initial success from playing Mary Magdalene in the French production of Jesus Christ Superstar into taking home the “grand prix” at the Eurovision Song Contest in 1973. Her winning song, “Tu te reconnaîtras” (You will recognize yourself), became a Europe-wide hit that spring.

At the height of her popularity, David perfomed world tours, and even lived abroad in Turkey for a time. In 1979, she tried once again to win the Eurovision, and placed a respectable third. Her song “Je suis l’enfant soleil” (I’m a child of the sun) became similarly popular across France and in the Francophone nations.

As time went on, however, her place in the French music scene became less certain. Touring the world had taken a personal toll, and David decided to retire from music completely in 1987. However, with the help of her fan base, she was coaxed out of retirement in 2003 and is returning to a part of her life that she tried to leave, but never left her. Celebrating four decades in the music scene, David is looking forward to adventurous new projects and a newfound zest for life.

Anne Marie David corresponded with Wikinews’ Mike Halterman about her eventful career, her personal anecdotes regarding living abroad, her successes in past Eurovision contests and her grievances with the way the show is produced today. This is the second in a series of interviews with past Eurovision contestants, which will be published sporadically in the lead-up to mid-May’s next contest in Moscow.

Australia/2006

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Australia/2006

Contents

  • 1 January
  • 2 February
  • 3 March
  • 4 April
  • 5 May
  • 6 June
  • 7 July
  • 8 August
  • 9 September
  • 10 October
  • 11 November
  • 12 December

[edit]

nJCuYQdn | Uncategorized | 01 20th, 2019 | No Comments »

Polaroid goes bankrupt

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Polaroid goes bankrupt

Friday, December 19, 2008

Camera company Polaroid has filed for Chapter 11 bankruptcy protection in the United States. The firm, famed for the introduction of instant photography, says alleged fraud by the founder of their parent group is to blame.

Owned since 2005 by Petters Group Worldwide, Polaroid says that the group’s founder Tom Petters is “under investigation for alleged acts of fraud that have compromised the financial condition of Polaroid.” Authorities believe Petter, currently in police custody, was running fraud worth £3 billion, something he denies.

Petters Group, itself, filed for bankruptcy in October. Both firms now face restructuring, which Polaroid is confident won’t affect daily operations — in fact, the company is “planning for new product launches in 2009,” and claims to have “entered bankruptcy with ample cash reserves sufficient to finance the company’s reorganization under Chapter 11.”

Polaroid has further said that employees will be paid without interruption, and that while members of Petters Group are under investigation for fraud, Polaroid’s management is not. The company, based in Minnesota, also has subsidiaries which will enter bankruptcy with it.

nJCuYQdn | Uncategorized | 01 19th, 2019 | No Comments »

Category:January 10, 2008

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Category:January 10, 2008
? January 9, 2008
January 11, 2008 ?
January 10

Pages in category “January 10, 2008”

Media in category “January 10, 2008”

nJCuYQdn | Uncategorized | 01 18th, 2019 | No Comments »

2012 netball ANZ Championship kicks off

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2012 netball ANZ Championship kicks off

Thursday, April 5, 2012

In the opening round of the 2012 ANZ Championship this past weekend, the Southern Steel beat the Bay of Plenty Magic in Invercargill, New Zealand by a score of 49–47, while over in Brisbane, Australia, the defending champion Queensland Firebirds lost to the Melbourne Vixens by a score of 47–42. The wins by the Steel and the Vixens are considered by those who follow the netball league to be major upsets.

The Firebirds’ loss this past Sunday was their first in fifteen games extending back to last season. Last season’s championship is not a harbinger of success this season, as every season since the league was founded in 2008, the defending champions have failed to finish in the top four and attempt to repeat their title claim. Going into the game, the teams had played eight games against each other, splitting the record at 4 wins each. The Vixens’ win can be credited to several players including English national team player Geva Mentor, and returning Vixen stars Bianca Chatfield and Julie Corletto. The Firebirds’ loss involved poor shooting and bad passing. Firebird captain Laura Geitz’s quality play could not overcome other difficulties on the court for her team.

In the Magic versus Steel game, the teams were tied at 44–44 with five minutes left in the game. The local crowd were behind the Steel, and they finished the game ahead by two baskets. The Magic’s coach blames the loss partly on not preparing adequately to play against the Steel’s Donna Wilkins, who gave birth to her third child in January of this year. She also partly blames the loss on several errors. Jess Waitapu made her debut for the Magic because teammate Julianna Naoupu had health problems that impacted her ability to play.

On Sunday in Auckland, the favored LG Northern Mystics held on to defeat the Haier Central Pulse 51–47. Silver Ferns member Maria Tutaia was replaced by coach Debbie Fuller in favor of Grace Rasmussen, with Rasmussen making six out of seven shots to help put the game away for her team. The Mystics had six fewer shots than the visiting Pulse, but had a better shooting percentage which proved to be a decisive factor in the game.

In Perth on Monday, the West Coast Fever beat the Easiyo Canterbury Tactix by a score of 55–35. The Tactix were back home in Christchurch on Tuesday. The team’s captain Maree Bowden and coach Leigh Gibbs were disappointed in the team’s performance but believed there were some positives and room for improvement.

The West Coast Fever are the only Australian side in the competition to never have won the league’s championship, with their best ever finish being seventh in the ten-team competition. In September of last year, following the Australian victory at the Netball World Championships held in Singapore in July, the Fever signed Australian national team coach Norma Plummer as the club’s new coach. stuff.co.nz’s Chris Barclay believes this means the Fever have a chance of winning, especially following a pre-season that included two wins, a tie to the Firebirds and a single loss. She has sought to instill a greater sense of discipline in her players, not taking excuses for missing practices with the exception of Australian Diamond Susan Fuhrmann who is recovering from a chronic knee injury. She also sought to improve the Fever’s roster with the inclusion of England national netball team player Eboni Beckford-Chamber and former Swifts player Catherine Cox.

The Tactix are to play the Swifts at home this coming Monday in the second round. They have not beaten an Australian team since 2009. In the third round, the Tactix will play the Steel, in a game stuff.co.nz’s writer Matt Richens believes they can win.

In Adelaide this past Saturday, the Adelaide Thunderbirds beat the NSW Swifts by a score of 57–40.

Australian Diamond goal attack Sharelle McMahon has taken the season off from the Vixens as a result of pregnancy.

nJCuYQdn | Uncategorized | 01 18th, 2019 | No Comments »

Spanish football: Sevilla signs Aleix Vidal from FC Barcelona

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Spanish football: Sevilla signs Aleix Vidal from FC Barcelona

Monday, August 6, 2018

On Saturday, Sevilla FC announced the signing of Spanish defender Aleix Vidal from defending LaLiga champions FC Barcelona. Via their official website, Barcelona said they were to receive €8.5 million transfer as well as two million in variables.

28-year-old Vidal had joined Barça three seasons ago, from Sevilla. Since moving to the Catalan-capital, Vidal had played 49 games for the club. During his tenure at Camp Nou, Vidal won two Spanish LaLiga titles, three Copa del Rey and one each of Supercopa de España, UEFA Super Cup as well as the FIFA Club World Cup. In 2015, Vidal had won the UEFA Europa League with Sevilla.

Previously, Barcelona announced the transfer of French defender Lucas Digne to English club Everton FC. Barcelona announced the transfer of Aleix Vidal shortly after they announced signing Chilean midfielder Arturo Vidal from Bayern Munich.

According to a report by Marca, Aleix Vidal was to sign a four-year contract with Sevilla.

nJCuYQdn | Uncategorized | 01 18th, 2019 | No Comments »

Arson charge for man who cleaned home with gasoline

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Arson charge for man who cleaned home with gasoline

Wednesday, April 8, 2009

Ernest Krajniak from Chilton, Wisconsin in the United States has been charged with arson after a lit cigarette ignited gasoline soaked clothes, setting his apartment ablaze.

On Friday April 3, Krajniak, 47, cleaned his entire apartment with about five gallons of gasoline, wiping everything down with the soaked clothes. After he was finished, he piled the soaked clothes in the center of his bedroom, lit a cigarette and then threw what was left of the still lit cigarette, into the pile.

Krajniak never called the fire department and never pulled the alarm. Instead he yelled ‘fire’ a few times then walked to the police station where an ambulance took him to a local hospital for the treatment of minor burns. The fire department later arrived to put out the blaze and his apartment was extensively smoke damaged. 11 other apartments were also damaged, leaving the occupants without a place to stay for at least a week.

“I should have never used that,” said Krajniak during a court appearance on Monday. He admitted to knowing that gasoline was highly flammable. He was arrested and his bond has been set a US$2,500. Krajniak’s next court appearance is scheduled for Monday, April 13. According to WISinfo.com, Krajniak has no prior criminal record.

The careless smoking of cigarettes has been blamed for thousands of fires across the U.S. In January 2008, an unnamed elderly woman in Buffalo, New York was receiving oxygen for medical problems in her home and lit a cigarette and began to smoke it. The oxygen coming from her mask then facilitated the ignition of her clothing, setting her on fire.

In the U.S. in 2002, only 4% of all residential fires were reportedly caused by smoking materials. These fires, however, were responsible for 19% of residential fire fatalities and 9% of injuries. The fatality rate due to smoking is nearly four times higher than the overall residential fire rate; injuries are more than twice as likely. Forty percent of all smoking fires start in the bedroom or living room/family room; in 35% of these fires, bedding or upholstered furniture are the items first ignited.

nJCuYQdn | Uncategorized | 01 17th, 2019 | No Comments »